Plaid interview questions

39 questions16 coding5 system design18 behavioral7 freeUpdated

This is every question in the Plaid guide, in one list: 16 coding problems, 5 system designs and 18 behavioral questions, drawn from what candidates report about Plaid interviews.

Each row shows the round it comes from and links to the lesson that works through it. 7 are free to read in full. The other 32 are Premium, and here you still see their round, difficulty and topic, so you know what you're walking into.

Plaid coding interview questions

16 problems, in the order the guide teaches them. Each lesson gives the full problem, a worked solution and the follow-ups interviewers tend to add.

1Recurring Charge Detection: Group and ScanFreeMediumArrays, Strings & Hashing
2Longest Activity Streak: Hash-Set ScanFreeMediumArrays, Strings & Hashing
3Merchant Spend Rollup: Normalize, Then GroupFreeMediumArrays, Strings & Hashing
4Per-Item Bank-API Rate LimiterFreeMediumData Structure Design
5LRU Cache for Account BalancesFreeMediumData Structure Design
6In-Memory Transaction IndexFreeMediumData Structure Design
7Premium medium problemMediumTrees & Graphs
8Premium medium problemMediumTrees & Graphs
9Premium hard problemHardTrees & Graphs
10Premium easy problemEasyDynamic Programming
11Premium medium problemMediumDynamic Programming
12Premium medium problemMediumDynamic Programming
13Premium medium problemMediumHeaps & Intervals
14Premium medium problemMediumHeaps & Intervals
15Premium medium problemMediumHeaps & Intervals
16Premium medium problemMediumHeaps & Intervals

Plaid system design interview questions

5 designs, each worked end to end in its own lesson, from requirements to the architecture and its trade-offs.

#Question
1Design Bank Connection & AggregationFree
2Design Transaction Sync (Premium)
3Design Reliable Webhook Delivery (Premium)
4Design the API Platform (Premium)
5Design Data Freshness & Refresh (Premium)

A lock means the design is named here and its walkthrough is Premium.

Plaid behavioral interview questions

18 questions, grouped by what the interviewer is testing. The lesson explains why each one gets asked and what a strong answer covers.

Mission & why Plaid (3)

All 3 are Premium

Ownership & impact (3)

All 3 are Premium

Customer obsession & product sense (3)

All 3 are Premium

Trust, security & sensitive-data judgment (3)

All 3 are Premium

Collaboration, conflict & ambiguity (3)

All 3 are Premium

Learning from failure (3)

All 3 are Premium

Read the Plaid behavioral questions

See all 39 Plaid questions by name

Premium opens the 32 locked questions on this page, each with the full prompt and a worked answer, and every other lesson in all 100 company guides.

Common questions

How many questions are in the Plaid interview guide?

39: 16 coding problems, 5 system designs and 18 behavioral questions. The guide was last updated in November 2026.

Which rounds do these Plaid interview questions come from?

All 16 coding problems come from the coding rounds. The 5 system designs and 18 behavioral questions come from the system design and behavioral rounds. Every row in the list carries its round, so you can start with the one you have booked.

Which Plaid interview questions are free?

7 of the 39 are free to read in full, marked Free in the list. The other 32 come with Premium, which also opens all 100 company guides.